One of the most significant advantages of asset finance is the ability to use the asset as collateral for the loan.

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Other advantages are:

• Asset finance is generally easier to obtain as compared to attaining bank loans

• You avoid dipping into your own capital and compromising your ability to meet other expenses and outgoings

• It makes it easier to fix an operational/personal budget as you repay the loan over time

• Most asset finance agreements come with fixed interest rates

• You can gain faster access to funds to buy assets that you might not otherwise have been able to afford

Yes. Aim Financial Services has successfully helped people with asset finance, despite previous issues with credit.

However, every case is individual and is considered on its merits. Our access to a large range of lenders also creates more opportunities to secure asset finance.

Loan periods vary, depending on the asset. After all, a loan for a motorbike is markedly different to a loan for a B-Double truck, just as a loan for an office computer is different to a loan for a caravan.

The good news is that Aim Financial covers almost all loan options. We will work with you and your lender to come up with a repayment arrangement that reflects both you and the asset that suits you both.